MODESTUS EKENZE 
Are you aware of the hidden household rating factor that can have a big impact on your car insurance premiums? Household rating, sometimes referred to as a family discount, is a little known factor that many car insurance companies use to calculate rates. In this blog post, we’ll explore what household rating is, how it … Read more
If your car suddenly breaks down and you need a rental car to get around, will your auto insurance carrier cover the costs? It’s an important question to ask when you’re considering auto insurance coverage. Knowing if you’ll be covered can help you plan ahead in the event of a breakdown. In this blog post, … Read more
When it comes to car insurance, many people find themselves stuck between a rock and a hard place. On one hand, you want to make sure you are properly covered, but on the other hand, you don’t want to spend too much money on insurance premiums. One of the most common questions asked when it … Read more
When it comes to car insurance, many people don’t fully understand what their policy covers and what the different terms mean. One term that is important to know is comprehensive physical damage. In this blog post, we will explain what comprehensive physical damage is and what it covers when it comes to car insurance. A … Read more
If you have ever wondered what med pay coverage is on a car insurance policy, you are not alone. Many people are unfamiliar with this type of coverage, and in this blog post we will explain what med pay coverage is, how it works, and why you should consider adding it to your car insurance … Read more
In the event of an emergency, you need to know that you are covered, and that your needs will be taken care of in the aftermath. Unfortunately, many people don’t fully understand the insurance policies they already have or what they might need in the future, which can be financially devastating. To help you avoid … Read more
Life insurance gives you and your family the peace of mind knowing you’re protected financially in the event that anything happens to you. You may think that since you’re relatively young and healthy, there’s no reason to get life insurance—but many people are unaware of how valuable it can be to have life insurance as … Read more
When it comes to buying insurance, one size most definitely does not fit all. Each type of policy and each insurance provider has its own unique features that can increase or decrease the cost of your premium significantly. Before you start shopping around, make sure you know what factors will affect how much your plan … Read more
Who else needs life insurance coverage? You may be surprised. While it may seem that life insurance coverage would only be important for people with dependents and large financial responsibilities, this isn’t always the case. Though many people do have life insurance to cover mortgages and other debts, plenty of other people also find it … Read more
If you’ve ever tried to rent a car while your car was being repaired, you’re probably familiar with the frustration of having your auto insurance carrier deny the claim because they don’t cover rentals. While it can be maddening at times, most carriers will actually cover some expenses if the need arises, even if it … Read more