Ways to Know If You Need Uninsured Motorist Coverage

Uninsured motorist coverage protects you from an at fault driver who doesn’t carry the state required minimum insurance. If you’re in an accident caused by someone who doesn’t have enough insurance to pay your medical bills, this type of insurance will help pay the cost of your damages. When you buy car insurance, you have … Read more

7 Differences Between General Liability and Professional Liability

There are certain circumstances where general liability coverage isn’t enough, and you might need to purchase something called professional liability insurance. There are several differences between general liability and professional liability insurance policies, and understanding those differences can help you determine whether or not it’s necessary to have the latter policy in place. Here are … Read more

Benefits of Hired and Non Owned Auto Liability Insurance

Your car insurance policy will protect you from damage caused by other drivers or pedestrians, as well as your own driving mistakes. But what happens when someone crashes into your car when it’s parked? That’s where hired and non owned auto liability insurance comes in handy—these coverages can help pay for repairs even when your … Read more

The Surprising Exclusions on a General Liability Policy

General liability insurance policies are designed to cover you in case someone sues you or your business over an accident or other incident. Unfortunately, there are several types of incidents that many people don’t know are excluded from their policies, and these exclusions can include some very common situations. With the following exclusions on a … Read more