MODESTUS EKENZE One of the most important aspects of running your own business is making sure that you are protected from the unforeseen and unanticipated events that can have serious effects on your bottom line. Thankfully, there are several insurance products designed to offer coverages that specifically apply to restaurants and food businesses to keep your restaurant … Read more
There are certain circumstances where general liability coverage isn’t enough, and you might need to purchase something called professional liability insurance. There are several differences between general liability and professional liability insurance policies, and understanding those differences can help you determine whether or not it’s necessary to have the latter policy in place. Here are … Read more
Your car insurance policy will protect you from damage caused by other drivers or pedestrians, as well as your own driving mistakes. But what happens when someone crashes into your car when it’s parked? That’s where hired and non owned auto liability insurance comes in handy—these coverages can help pay for repairs even when your … Read more
General liability insurance policies are designed to cover you in case someone sues you or your business over an accident or other incident. Unfortunately, there are several types of incidents that many people don’t know are excluded from their policies, and these exclusions can include some very common situations. With the following exclusions on a … Read more
Employment practices liability, or EPL, insurance is an insurance type that’s designed to protect employers from lawsuits by employees. If you’re wondering if your business needs employment practices liability coverage, here are seven signs that it’s time to check into EPL insurance and find out how much coverage you need. [Show seven signs] Here’s how … Read more
Most small business owners have heard of business income insurance, but many don’t think they need it. However, there are many reasons why business income insurance may be the smart choice for your company, especially if you’re looking to expand in the near future. Here are reasons why you should consider business income insurance for … Read more
What to Do If Your Insurance Claim is Denied If you’ve filed an insurance claim, it can be stressful to wait for the coverage company to make its decision about your claim. Thankfully, there are things you can do to speed up to process so you can get back on the road as soon as … Read more
surefire ways to hire an insurance attorney Insurance law can be complex and confusing, especially if you’ve never dealt with it before. Though you may want to hire an insurance attorney, you may not know where to begin your search or how to tell the difference between a great lawyer and one who’s mediocre at … Read more
Though insurance may seem like an unnecessary expense, it’s actually very important to protect yourself against a variety of potential accidents and emergencies. Insurance can help you repair any damage caused by such events and ease the burden of financial worry that they would otherwise cause you. In order to figure out which types of … Read more
Health insurance costs can vary greatly depending on how much coverage you want and your specific health needs, so it’s important to get a clear picture of what you’re paying for with every plan. Here are seven different methods to help you determine the cost of insurance in order to make sure you’re getting the … Read more